Microfinance 1 (Annual Report 2009-10)

At Deepalaya we strongly believe that the basis of the well-being of society as a whole is gender equity. Ensuring a woman’s rightful place in her home and society has a far-reaching, positive effect on all parameters of life. Towards this end, Deepalaya has pioneered some unique concepts like positive discrimination towards the girl child in its schools, and path-breaking partnerships like the one with Father and Daughter Alliance etc. The core of Deepalaya’s initiatives towards gender equity, however, has been realized also in the shape of women’s Self-Help Groups.

Self Help Groups and Micro Finance

Engineering Emancipation through SHGs – Deepalaya’s doorway to women empowerment

Deepalaya’s initiatives in Gender Equity through Micro Finance began as early as 2004. The program has grown manifold over the years with the financial support of the Dewan Foundation, UK. Today, a total of 651 SHGs have been formed in Delhi, Haryana and Uttarakhand, with 33 new SHGs formed in the year 2009-2010. With each new group, a few more women find their voice and identity as they move towards self-reliance and empowerment. (See Table - 4 on Gender Equity Programme)

Rajwat - an SHG member


  • 433 new members were enrolled, taking the total number of members to 8404.
  • A total of Rs. 50842480 was given out as loans, and a repayment of Rs. 31212756 was made by the SHG members during the financial year.
  • Apart from financial achievements and increasing the role of women in household finances, the SHGs have been critical in acting as a conduit for integrated community development programmes. SHG staff and members had a yearlong calendar of activities and workshops that focused on issues of alcoholism, early marriage, female feticide, reproductive child health, sanitation, hygiene and domestic violence. This has had a direct impact on the quality of life of the communities.
  • A marked change in attitudes towards education has emerged. A majority of the girls in the SHG families are in the school system and the women members are also becoming literate in order to conduct transactions and other SHG functions.




Global CSR Excellence & Leadership award presented by ABP News to Deepalaya