Microfinance 4 (Annual Report 2009-10)

Case Study

“The single step that changed my life”

Kanchan is a mother of three, living with her husband in the slum area near A Block, Sector 15, Dwarka. Until a few months ago, daily survival was tough for thisKanchan - an SHG member of Deepalaya with her husband at his work place family of five. Her husband, who used to work at a power press, was chronically ill and unable to keep his job. With little income, the family battled the odds daily for almost a year. Since May 2008, Kanchan had been seeing women around her join a Deepalaya SHG that called itself Sanskar, but she remained sceptical and stubbornly refused when asked to come for meetings. Like many others, she says that she doubted what a few women could accomplish by sitting around in groups!

She does not doubt it now. When the family condition become unbearable she finally joined Sanskar. All the women supported her in getting a loan of ` 1.1 lakh for setting up a power press of her own. She got the loan in December 2009, rented a two-room set in Khyala (in west Delhi) and started working on the business with her husband. Within five months, she had repaid half the loan. She is now doing well enough to return ` 10,000 every month and also meet all the needs of her family. Her husband is getting proper treatment and her children are at school.

She says that because she now understands the importance of education, she has even got her daughter enrolled for the Delhi Public School evening classes. Kanchan, who refused to attend SHG meetings once, is now the one who takes the initiative to organize them!

October 2009 saw Deepalaya take yet another step towards community empowerment with a focus on women, by partnering with Mission Convergence (MC). A project of the Government of the National Capital Territory of Delhi, the Mission aims at empowering the Community by:

  • Providing basic social security services and welfare entitlement through a single window.
  • Working towards community empowerment with a focus on women and harness their contribution in the overall development of society.

To achieve the above, a three level implementing structure has been created:

  • Gender Resource Centre- Suvidha Kendra at the grass root level. These are run by NGOs
  • District Resource Centre at every district, operated by a district Nodal NGO
  • Program Monitoring Unit at the State Level

The Deepalaya GRC is implemented in the slum clusters in West Delhi wherein the following activities were undertaken:

  • Non-Formal Education aims to provide functional literacy to women aged 15 years and above as well as provides non- formal literacy to promote School enrollment and prevent drop-out.




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    Global CSR Excellence & Leadership award presented by ABP News to Deepalaya